Forex or Foreign Exchange investments have been one of the latest craze among investors in Malaysia recently. It is being considered to be a popular scheme mainly because of the fact that investing in foreign currencies is slightly less risky as compared to investing in the stock market. Despite this, it is still a very volatile market. Naturally, Forex investment works very much like stock investments where you will buy a certain currency at the prevailing market price and then sell them when the price increase and earn your profit from there. However, there are certain techniques and strategies that one can deploy which are similar to that in the stock market before embarking into the market. You can actually apply the likes of Technical Analysis and such to gain a better understanding of your investments or potential ones.
As the movement in foreign currency rates are very small and at times only a couple cents, investing in Forex would usually involve buying them in volume instead of buy lots which are more common in stock investments. It is only through this type of strategy that you will actually be able to enjoy higher earnings. However, the risk would mean that if the price drops, then you will also suffer substantial losses as well. Read more
The Malaysian stock market is managed by Bursa Malaysia where there are hundreds of counters or stocks to choose from. When and how you invest pretty much determines the profit and loss of your investments in this market. Despite its volatility, investing in stock remain as one of the most common and very popular investment methods among Malaysians today as well as around the world. This is probably because of the quick returns and if one is lucky enough and have done their homework, the profits can be highly lucrative.
The most important element about investing in stocks is the risk involved. Compared to all other types of investment schemes like real estate and , the stock market offers the one with the highest risks where a profit can become a loss in a matter of minutes or even seconds and vice versa. Typically, there are many strategies that one can embark on when investing in stocks. Generally, there are 2 common ways to invest in stocks where one is for the long term and another for the short term. Read more
It is often perceived that property and real estate investment is the most stable investment methods among all others. This is because the price of property is known to always appreciate and only under some strange circumstances will its value fluctuate. It is often regarded to be the most secure as long as the loan is healthy while other investment schemes like stocks and bonds are commonly easily affected by economic and political factors.
In most cases, the price of real estate remains stagnant during recession while during the good times when the market is more bullish, the prices tend to appreciate quicker and by larger portions. Furthermore, if you invest in property, should the neighbourhood enjoy rapid development, the price will also benefit. This is seen as something which will happen in a matter of time as development is bound to take place sooner or later.
Among the most significant advantages of investing in property is that the value never depreciate in the long term. This means that embarking into this type of investment will be a long term commitment. Hence if you are looking for a medium or short term returns on your investments, this would not be the best choice to embark into. Over the years, there have been only a handful of situation where the property value depreciated while in most cases, value of real estate had appreciated significantly. Read more
One of the most recent so-called investments to have surfaced in Malaysia recently involved lands. It has been regarded to be quite a lucrative investment option while some have called it a scam as it seemed to have a pyramid like structure to it. In fact, a recent report claimed that 3 companies were raided by the SSM (Companies Commission of Malaysia) over illegal land investment scheme suspicion.
The 3 companies which were involved include UK Land International, Edgeworth Properties and the highly popular and advertised Profitable Plots. These companies offered to sell plots of lands in countries like England and Canada and promised high return rates in the future.
It all seemed to be very rosy very attractive but since the report came out, the companies have stopped their marketing but the damage would have already been done after so many Malaysians invested in their schemes. Read more
In most cases, major banks like Maybank, Public Bank and others would use this money and invest in various schemes before the earnings are then injected back to the members. Unit trusts are also known as Mutual Fund where this investment type has become more popular than the more conventional schemes like Fixed Deposits as it usually requires the same amount of money and takes about the same duration of years but offers better returns comparatively.
Typically, unit trusts work where they accumulate the investors’ money and then use them to invest in other lucrative and profitably markets like in shares and commodities. While this could provide one of the most secure returns, it is highly dependent on the current market and economic scenario as on a bad year, the returns could be very low. Comparatively, unit trusts are less risky than shares because you need not have to monitor the prices while investing in shares would require you to be hands-on with what and where you are investing in. in unit trusts, you can leave the worrying to the fund managers. Read more
It goes without saying and doubt that investing gold is considered to be one of the most ‘stable’ investments that one can embark into as the price of this metal rarely fluctuates unless under some very extreme conditions. Gold has been the epitome of class, richness and status since the early civilizations of the world and this fact has not changed ever since. Perhaps the only difference today is that people no longer keep so much gold in their possession while banks are offering all types of gold investment schemes which are safer and more guaranteed.